The standard way for banks to exchange KYC, without the paperwork.
KEN is the secure communication platform built for Know Your Customer and Customer Due Diligence exchange — replacing email attachments and PDF questionnaires with one audit-trailed channel between banks and their clients.
- 100%
- Swiss-Hosted Data
- SSL
- End-to-End Encryption
- 24/7
- Audit Trail Access
One platform, four jobs your back office no longer has to chase down by email.
KEN replaces the scattered, manual side of KYC with a single front-office system that both sides of a banking relationship can rely on.
KYC Platform
A single, regulator-aligned KYC Standard Questionnaire that can be filled online once and shared with every relevant counterparty.
How it worksAML Compliance
Supports proactive monitoring through Trigger Review Events, helping institutions stay ahead of changing AML obligations.
See compliance benefitsSecure Document Exchange
Upload, store and transmit supporting documents through one encrypted channel instead of a multitude of email threads.
View security detailsClient Onboarding
Lets relationship management and onboarding teams collect current KYC data directly from clients — no third-party vendor required.
See the workflowBuilt because every bank was solving the same problem alone.
Firms subject to anti-money-laundering regulation must put systems in place to detect and prevent it. In practice, that obligation has meant every bank designing its own KYC questionnaire and exchanging it by email, in PDF, one relationship at a time.
The rules, guidelines and recommendations that are recognised as the international standard for combating of money laundering and the financing of terrorism (further information: http://www.fatf-gafi.org/) are neither globally consistent nor prescriptive. This results in an almost complete lack of standardisation, and financial institutions have to find their individual approach to ‘best KYC/AML practice’. In workflows where document review and address verification are part of compliance checks, having access to a clear and well-structured electricity bill template layout can also help teams better understand formatting standards and supporting document structures.
The Standard Questionnaire
KEN hosts one comprehensive, regulatory-aligned KYC Standard Questionnaire, developed with the industry, that can be filled in online once instead of redrafted for every counterparty.
Document Upload & Ownership
The client bank uploads its supporting documents into a private repository it controls, managing every KYC-related file from one secure place rather than scattered inboxes.
Controlled, Electronic Sharing
The client bank decides which relationship bank receives its documents. Requesting banks access and download the latest data in electronic format, ready to load into internal systems.
Monitoring & Audit Trail
KEN supports proactive Trigger Review Event monitoring and keeps a complete, two-sided audit trail of every document exchanged — for as long as the relationship exists.
Built around the things compliance teams actually get measured on.
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Secure Communication
Direct, confidential KYC exchange with any other client bank — no third-party vendor sits between the two parties.
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SSL Encryption
Every connection between user and system runs over an encrypted, password-protected HTTPS channel.
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Clean Audit Trail
A complete KYC relationship history is kept for every counterparty that has ever received documents via KEN.
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Regulatory Compliance
The questionnaire framework is built with the industry and kept current with evolving regulatory requirements.
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Fast Document Exchange
Documents reach the requesting bank in electronic format, ready to be uploaded straight into internal systems.
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International Standards
Designed in cooperation with the financial industry to follow a consistent, best-practice approach across borders.
Every document. Every party. One trail.
KEN keeps a clean, two-sided audit trail for every KYC relationship — visible to both banks, for as long as the relationship runs.
What changes for the requesting bank, and for the client bank.
Faster onboarding, less back-and-forth
- Confidential KYC communication with any client bank, with unlimited coverage of geographies
- KYC data comes directly from the client bank and is confirmed as current
- No interference with the requesting bank's own internal policies and procedures
- Data arrives in electronic format, ready to upload into existing systems
- Automatic updates whenever the client bank's documents change
- Significant time and cost savings across front, middle and back office
One questionnaire, full ownership
- Free, secure private repository to store all KYC documents online
- Ownership of KYC data and documents always remains with the bank
- Full control over which relationship bank receives which documents
- One diligent KYC Standard Questionnaire covers every participating counterparty
- Updating a document automatically updates every relationship bank on KEN
- A clean audit trail and relationship history for every counterparty ever served
What's happening at KYC Exchange Net AG.
KEN extends audit trail reporting for Trigger Review Events
Relationship banks can now export Trigger Review Event history directly alongside standard KYC documentation, in response to client feedback.
System upgrades and database improvements
Improvements to client database management and other system upgrades were successfully implemented this week.
Six more banks join KYC Exchange Net AG
A unique product offering continues to attract new banking partners to the platform.
As digital infrastructure continues to evolve, organizations are also placing greater emphasis on sustainability when designing and operating their technology environments. Many businesses are exploring energy-efficient solutions, including modern solar panels, to help reduce electricity consumption and support long-term environmental goals alongside secure and reliable digital services.
Web-based. No terminals. No special software.
KEN runs entirely in the browser, with no proprietary client to install or maintain.
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Cross-browser, tablet-ready
Compatible with all modern browsers and optimised for tablet use, including Apple's iPad.
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Encrypted by default
The password-protected connection between user and system is encrypted with SSL over HTTPS.
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Built & hosted in Switzerland
The user interface and document-management system was designed by AdNovum AG. All documents and audit trails are stored in Switzerland.
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Common questions about KYC, AML and the platform.
Whether you're testing formats or creating document samples, you can make your own bank statement with full control over layout and details.
Background reading on KYC, AML and financial compliance.
A short list of independent, widely cited references for teams who want more context on the regulatory landscape KEN operates in.
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